How to Create M-Pesa Virtual Visa Card and Airtel Master Card for Online Purchase

The world is changing and people are shifting online. Businesses and government are now turning to online presence and the payment options mostly requires cards payments. And here is where we all need the use M-Pesa Virtual Visa Card and Airtel Master Card to ease our payment process.

Virtual card has revolutionized the way people transact by eliminating the need for bank accounts and the risk of exposing bank data online. This means that the future of financial inclusion is unquestionably in the mobile devices that most of us carry with us.

What is a Virtual card and how do they work

Virtual cards work exactly like your physical bank card—they just live in your digital wallet on your phone instead of your physical wallet. Secured by encryption, they offer a safe and convenient way to pay online and in-store.

Virtual cards are digital card that only exists in digital format and through those digits you will be able to use it online to buy products just as you would with a regular bank card for example Visa, and Master card from other banks.

It has its own unique card number, expiry date, and CVC.

What are the benefits of M-Pesa Virtual Visa Card or Airtel Master Card?

• It’s easy to create and free.
• It’s easy to have you don’t need many things to own this card it’s just your mobile number and phone.
• You save only the amount you want to spend.
• It is very easy to erase and replace another if you have lost the phone.
• It is easy to deposit and withdraw your money, you do not need an ATM you deposit and withdraw through your Mobile Money.
•  These are just some of the many benefits you will get with M-Pesa Virtual Visa Card or Airtel Master Card if you have a variety of uses on the internet such as Facebook, Instagram, and pay for any online services that require you to have a bank card.

Virtual Cards vs Physical Cards: What are The Differences?

Virtual and physical credit cards serve the same purpose of making payments, with one basic distinction between them – virtual cards are only available for online purchases, while physical cards can be used in person as well.

M-Pesa Virtual Visa

M-Pesa Virtual VISA Card is a digital card that exists only in digital format. Using those numbers, you may use them to make online purchases in the same way you would with a real bank card such as a Visa or Master card from another bank.

How to Create Your M-Pesa Virtual Visa Card.

1. Open your Money Menu, for example, *150*00 #

2. Select number 4 Pay by M-Pesa.

3. Choose the number 6 M-Pesa VISA Card.

4. Choose Number 1 to make a new card.

5. Go to the SMS App.

You will be sent the card’s credentials via SMS, containing the Virtual Card number, Expire date, and CVV-Card Verification Value. It may also include other relevant information to allow you to use the card online.

Also read the 5 Things you should know about M-Pesa VISA Cards

How to Deposit Money on your M-Pesa Virtual Visa Card

1. Open your Money Menu, for example, *150*00 #

2. Select number 4 Pay by M-Pesa.

3. Choose the number 6 M-Pesa VISA Card.

4. Select number 3 Deposit Money on your card

5. Add the amount you want to deposit and finish by entering your 4 Password PIN to complete the deposit.

Airtel Virtual Master Card

Airtel Virtual Master card is virtual card that allows you to buy goods and services from merchants across the world online through Your Airtel Money wallet.

Airtel Virtual Master card enables you to pay all online merchants around the world that accept Master card payments such as Netflix, Amazon, Alibaba, Uber etc.

Airtel Virtual Master Card is just the same as Vodacom Virtual Visa card. However, the difference is the card issuer. The main difference between MasterCard and Visa is that they both offer different extra benefits and rewards.

How to Create Airtel Virtual Master Card

1. Dial Airtel Money USSD: *150*60#.

2. Select #6. Financial services.

3. Select #3 Airtel Money Master card.

4. Select #1. Create Aitel Master card.

You will receive a short SMS with a link that contains your Card Information, PAN, CVV and expiry date, these are the information you need complete your online payments

How to Deposit Money on Airtel Virtual Master Card

With Airtel it’s a little different as compared to Vodacom. With Airtel all you need is to deposit your money into Airtel money and no need to transfer it into a card. If you make transaction with your card payments will be deducted direct from your Airtel money wallet.

Conclusion.

Be aware that in order to use your virtual card your Account will need to be active (not barred) and with enough balance to make transactions. Note that, any transaction will need to be within the normal daily limits as specified by the telecommunication company as per regulations required.

M-Pesa Virtual Visa Card and Airtel Master Card will enables you to pay all online merchants around the world that accept Card payments such as Netflix, Facebook, Google services, Amazon, Alibaba, Uber etc.